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  2. Bank Routing Numbers: What Is a Routing Number and How To ...

    www.aol.com/bank-routing-numbers-them-213455137.html

    Chase uses routing number 021000021 for bank accounts opened in downstate New York. However, it's a good idea to confirm your routing number through Chase before using it to transfer money or make ...

  3. ABA routing transit number - Wikipedia

    en.wikipedia.org/wiki/ABA_routing_transit_number

    For example, 0260-0959-3 is the routing number for Bank of America incoming wires in New York, with the initial "02" indicating the Federal Reserve Bank of New York. 21 through 32 were assigned only to thrift institutions (e.g. credit unions and savings banks) through 1985, but are no longer assigned (thrifts are assigned normal 01–12 numbers).

  4. Universal Payment Identification Code - Wikipedia

    en.wikipedia.org/wiki/Universal_Payment...

    A Universal Payment Identification Code (UPIC) is an identifier (or banking address) for a bank account in the United States used to receive electronic credit payments. [1] A UPIC acts exactly like a US bank account number and protects sensitive banking information.

  5. Zelle - Wikipedia

    en.wikipedia.org/wiki/Zelle

    The number of financial institutions affiliated with ... Capital One, JPMorgan Chase, PNC Bank, US Bank, and ... [24] [25] Zelle uses ACH to settle the ...

  6. What Time Does Direct Deposit Hit? - AOL

    www.aol.com/best-banks-early-direct-deposit...

    The ACH Network processes the request and sends it to your financial institution. ... Account number. Your bank’s name and routing number. ... Chase. Citizens Bank. USAA.

  7. Clearing House Interbank Payments System - Wikipedia

    en.wikipedia.org/wiki/Clearing_House_Interbank...

    For example, if Bank of America is to pay American Express $1.2 million, and American Express is to pay Bank of America $800,000, the CHIPS system aggregates this to a single payment of $400,000 from Bank of America to American Express. The Fedwire system would require two separate payments for the full amounts ($1.2 million to American Express ...

  8. Chase Paymentech - Wikipedia

    en.wikipedia.org/wiki/Chase_Paymentech

    In 1997, Chase Paymentech was created as a joint venture between Chase Merchant Services and First Data Corporation (FDC). That year, First USA was acquired by Bank One. [ 2 ] [ 3 ] In 2001, Paymentech completed the largest retail merchant conversion and launched its Orbital Gateway.

  9. ACH Network - Wikipedia

    en.wikipedia.org/wiki/ACH_Network

    In the United States, the ACH Network is the national automated clearing house (ACH) for electronic funds transfers established in the 1960s and 1970s. It is a financial utility owned by US banks, and is one of the largest payments networks in the United States, both by volume and by customer reach; virtually every bank account in the US, whether personal or commercial, is connected to the ...