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  2. When to file a home insurance claim and how to do it - AOL

    www.aol.com/finance/file-home-insurance-claim...

    Filing a home insurance claim might make the most sense when the loss estimate is more than your deductible. Any claim, even a minor one, might lead to an increase in your home insurance premium.

  3. Filing a home insurance claim - AOL

    www.aol.com/finance/filing-home-insurance-claim...

    When it comes time to file a claim with your home insurance, you don’t want to encounter more stress in the process. Navigating the claims process can be stressful, but it doesn’t have to be.

  4. What happens when your home insurance lapses - AOL

    www.aol.com/finance/happens-home-insurance...

    Insurance fraud: If at any point a policyholder is found to have caused intentional damage in order to submit a fraudulent claim or takes any action that goes against the insurance policy contract ...

  5. Third-party administrator - Wikipedia

    en.wikipedia.org/wiki/Third-party_administrator

    In the United States, a third-party administrator (TPA) is an organization that processes insurance claims or certain aspects of employee benefit plans for a separate entity. [1] It is also a term used to define organizations within the insurance industry which administer other services such as underwriting and customer service.

  6. When and how to fight a denied homeowners insurance claim - AOL

    www.aol.com/finance/fight-denied-homeowners...

    Term. Meaning. Appraisal. An appraisal is a detailed assessment of either the property or property damage. An appraisal is written by an adjuster to estimate the amount of damage from a loss.

  7. Property and casualty insurance guaranty funds - Wikipedia

    en.wikipedia.org/wiki/Property_and_Casualty...

    Property and casualty guaranty funds step in to pay the covered claims (which would otherwise go partially or entirely unpaid) of policyholders of an insolvent insurer at levels determined by state law. This ensures policyholders and claimants at greatest risk are protected from the most severe consequences of an insurer's failure.

  8. Title insurance - Wikipedia

    en.wikipedia.org/wiki/Title_insurance

    By comparison, the boiler insurance industry, which like title insurance requires an emphasis on inspections and risk analysis, pays 25% of its premiums in claims. [ citation needed ] As mentioned above, professionals in the land title industry seek to prevent claims through up-front preventive measures before a policy is issued and therefore ...

  9. Does your homeowners insurance go up after a claim? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Claims: Rates were calculated based on the following insurance claims assigned to our homeowners: “fire ($80,000 in losses), liability ($31,000 in losses), theft ($5,000 in losses) and wind ...

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