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2. This under-the-radar mortgage hack is saving some ... - AOL

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   With this in mind, homeowners can ask for a mortgage rate modification. This is an agreement between a borrower and their lender to adjust the interest rate on a loan without a full refinance.

3. Can I Reduce My Mortgage Rate Without Refinancing? - AOL

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   It doesn't take long to deplete your monthly budget when you are saddled with a mortgage payment. Luckily for borrowers, there are ways to reduce your mortgage rate and free up funds to invest, pay...

4. Loan modification vs. refinance: Which option is best for you?

   www.aol.com/finance/loan-modification-vs...

   A mortgage refinance involves swapping your current loan with a new one, typically with a different rate, term or both. Loan modification. A loan modification is a form of relief for borrowers ...

5. Mortgage loan modification: What it is and how to get one - AOL

   www.aol.com/finance/mortgage-loan-modification...

   Refinance: You might consider refinancing if interest rates have fallen since you got your loan, you have strong enough credit and income to qualify for a new mortgage and you can afford the ...

6. 'It has just wrecked my whole life': Texas woman, 85, says ...

   www.aol.com/finance/just-wrecked-whole-life...

   Modifying a loan is similar but separate from refinancing a loan. Legal experts, including Jefferson's attorneys, stress the importance of getting any loan modifications to your mortgage in writing.

7. This under-the-radar mortgage hack is saving some ... - AOL

   www.aol.com/finance/under-radar-mortgage-hack...

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