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Transactions where security interests are taken in real property are regulated not by Article 9, but by real property laws that vary among jurisdictions. However, the assignment or conveyance of a contract secured by real property may be regulated by Article 3 to the extent that the contract is a negotiable instrument.
Security interests in real property continue to be governed by non-uniform laws (in the form of statutory law or case law or both) which vary dramatically from state to state. In a slight majority of states, the deed of trust is the primary instrument for taking a security interest in real property, while the mortgage is used in the remainder.
A pledge of real property which allowed the use and occupation of the pledged property, in lieu of interest on the loan, used to be called an antichresis, but contemporary law of most civil law jurisdictions only allows hypothec as the sole security interest applicable to real estate and (in some cases) marine vessels (ship hypothec), while ...
If the security agreement is for a purchase money security interest in consumer goods, perfection is automatic. Otherwise, the lender must record either the agreement itself, or a UCC-1 financing statement , in an appropriate public venue (usually the state secretary of state or a state business commission under that person's authority).
Sheldon is a city in O'Brien and Sioux counties in the U.S. state of Iowa, along the Floyd River. The population was 5,512 at the time of the 2020 census ; it is the largest city in O'Brien County. [ 2 ]
The Iowa Department of Homeland Security and Emergency Management (HSEMD) is Iowa's equivalent to the US Department of Homeland Security. It manages disasters, grants, and programs such as 911 . [ 3 ]
This is a list of Iowa county courthouses. Each county in Iowa has a city that is the county seat where the county government resides, including a county courthouse, except for Lee County , which has two county seats and two county courthouses.
The Security Building is a historic structure located in downtown Cedar Rapids, Iowa, United States. The building is eight stories tall and rises 117 feet (36 m) above the ground. [ 2 ] It was designed by the Cedar Rapids architectural firm of Josselyn & Taylor , and it was completed in 1908.
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