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Here’s what to know about the information a card company or issuer will want from you when you apply for a card, as well as how to best position yourself for card approval: Know your credit ...
The EZ-Link card is a rechargeable contactless smart card and electronic money system that is primarily used as a payment method for public transport such as bus and rail lines in Singapore. A standard EZ-Link card is a credit-card-sized stored-value contact
CEPAS, the Specification for Contactless e-Purse Application, is a Singaporean specification for an electronic money smart card.The specification was prepared by the Cards and Personnel Identification Technical Committee (CPITC), under the purview of the IT Standard Committee of Singapore (ITSCS).
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4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
20 March 2017: Started the upgrade of CEPAS to 3.0 to allow the use of credit/debit card in public transport, trials began. [23] 4 April 2019: Allows the use of credit/debit card in public transport. [51] 28 January 2021: Launched CEPAS 3.0 EZ-Link cards, under SimplyGo Pte Ltd. CEPAS 3.0 is similar to Windows 11 operating system. [52]
NETS operates Singapore's national debit scheme enabling customers of DBS Bank, POSB, HSBC, Maybank, OCBC Bank, Standard Chartered Bank, CIMB and UOB to make payments using their physical/contactless ATM cards or mobile devices at more than 120,000 acceptance points in Singapore including major retailers, food courts, hawker centres, convenience stores and supermarkets.
Matching your credit profile to a credit card is critical for approval, in a bank’s eyes. “For those with limited credit history, a secured credit card or one designed for new credit users can ...