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2. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

3. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). [2] Roughly 30% of new vehicles during the same time period were leased. [2] There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly.

4. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

5. 10 Things To Do Before Applying for a Car Loan - AOL

   www.aol.com/things-applying-car-loan-174920645.html

   Crossan said buyers should be aware of the potential differences in financing between new and used cars. “Buying a used car vs. a new car will affect financing,” he said. “Some lenders will ...

6. Can You Buy a Car with Bad Credit? - AOL

   www.aol.com/buy-car-bad-credit-214400595.html

   Some lenders might offer pre-qualification, which allows you to get approved for a car loan online before ever visiting a dealership in person. This process may involve the lender running a soft ...

7. Avoid These 5 Auto Fees Car Dealerships Trick You Into ... - AOL

   www.aol.com/finance/avoid-5-auto-fees-car...

   Check Out: 10 Best Used Cars Worth Every Penny Find Out: ... “Always have a pre-approved loan from an external lender before you set foot in a dealership.” ...