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  2. It is often called hazard insurance because the average homeowners policy includes coverage for a list of perils, or causes of loss, that can damage or destroy your home. Homeowners insurance

  3. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    How to compare home insurance rates. While the core purpose of homeowners insurance is consistent regardless of the home insurance company you choose, every provider is unique in its policy ...

  4. How to prepare for a home insurance inspection - AOL

    www.aol.com/finance/prepare-home-insurance...

    An insurance company will commonly require a home insurance inspection within the first 30-60 days of the policy effective date to ensure the application was completed truthfully and accurately to ...

  5. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    Home insurance, also commonly called hazard insurance or homeowners insurance (often abbreviated in the real estate industry as HOI), provides coverage for damage or destruction of the policyholder's home. In some geographical areas, the policy may exclude certain types of risks, such as flood or earthquake, that require additional coverage.

  6. What happens when your home insurance lapses - AOL

    www.aol.com/finance/happens-home-insurance...

    The average annual cost of home insurance for a home with $250,000 in dwelling coverage is $1,687. Your actual rate could vary, depending on your claims history, where you live, the size and ...

  7. Flood insurance - Wikipedia

    en.wikipedia.org/wiki/Flood_insurance

    Flood insurance is the specific insurance coverage issued against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands , floodplains and other areas that are susceptible to flooding.

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