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  2. Refinancing a home equity loan: When and how to do it - AOL

    www.aol.com/finance/refinancing-home-equity-loan...

    If your home’s value has increased, for instance, from $350,000 to $400,000, and you have paid down your mortgage and previous home equity loan to a total outstanding amount of $200,000, you ...

  3. Fact vs. fiction: Top 8 common home equity myths — debunked

    www.aol.com/finance/home-equity-myths-debunked...

    Car repair, medical expenses or last-minute travel costs can take anyone by surprise, and if you don’t have an emergency fund, a home equity loan could help. Debt consolidation. Your home equity ...

  4. Refinancing and Home Equity Loans: 5 Key Differences You ...

    www.aol.com/refinancing-home-equity-loans-5...

    When you have equity in your home -- meaning your outstanding home loan balance is less than the house's value -- you can take out loans against that equity. You have two options: refinancing your...

  5. How to unlock your home equity during financial turmoil - AOL

    www.aol.com/finance/unlock-home-equity-during...

    Most equity loans, HELOCs, refinances and sharing requirements require that you have at least 20 percent equity in your home, while some require that 20 percent equity remains after the cash-out.

  6. How much equity do you need to refinance? - AOL

    www.aol.com/finance/much-equity-refinance...

    Home equity. The cash value of your home. For example, if your home is valued at $400,000 and you owe $200,000 on the mortgage, your home has $200,000 of net equity. Loan-to-value (LTV) ratio. The ...

  7. How much equity can I borrow from my home? (And why isn ... - AOL

    www.aol.com/finance/much-equity-borrow-home-why...

    The specific requirements to borrow against your equity vary, depending on the vehicle (cash-out refinance, HELOC or home equity loan) and the lender. However, in general, you’ll need:

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