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  2. Guaranteed issue - Wikipedia

    en.wikipedia.org/wiki/Guaranteed_issue

    Guaranteed issue is a term used in health insurance to describe a situation where a policy is offered to any eligible applicant without regard to health status. Often this is the result of guaranteed issue statutes regarding how health insurance may be sold, or to provide a means for people with pre-existing conditions the ability to obtain health insurance of some kind.

  3. Medicare expert explains costly enrollment mistakes to avoid

    www.aol.com/finance/medicare-expert-explains...

    Over the course of 20 years, a Medicare insurance agent will earn $7,765 in commissions per Medicare Advantage plan sold compared to $3,381 per Medigap plan sold.

  4. How to buy life insurance without a medical exam - AOL

    www.aol.com/finance/buy-life-insurance-without...

    Guaranteed acceptance life insurance, also known as guaranteed issue or final expense insurance, does not require a medical exam or health questionnaire. This type of policy is designed for older ...

  5. Community rating - Wikipedia

    en.wikipedia.org/wiki/Community_rating

    Community rating, as a basis for premium calculation, is fundamentally different from the usual method of determining insurance premiums, i.e. risk rating. In a risk rated insurance market, an insurer calculates the premium payable by a potential policy holder in order to enter into an insurance contract on the basis of various factors particular to that individual, such as the risk of a claim ...

  6. Life insurance for cancer patients - AOL

    www.aol.com/finance/life-insurance-cancer...

    Guaranteed issue life insurance may be the easiest type of life insurance for terminal cancer patients to get because it does not require any health screening or medical exam. As its name suggests ...

  7. Burial insurance: How it works and how much it costs - AOL

    www.aol.com/finance/burial-insurance-works-much...

    Guaranteed issue insurance is a type of policy that doesn’t ask any health questions and guarantees coverage. If you have health issues that have caused you to be turned down for life insurance ...

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