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In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...
PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard to "fault," or more properly, legal liability. That is, even if the person seeking PIP coverage caused the accident, they are entitled to make a claim under the PIP portion of ...
This coverage may be required in no-fault states, but is sometimes available in other states as well, including at-fault states. Gap insurance: ... State Farm. State Farm offers a convenient and ...
However, the at-fault driver is responsible for compensating the other driver for their car repairs using property damage liability coverage. While every state is different, no-fault states ...
Learn 8 proven ways to maximize savings on auto coverage into 2025 ... "Minor at-fault accidents can raise premiums by 20% to 40%," says Afilalo. ... Progressive, State Farm and Travelers are ...
State Farm Insurance is a group of mutual insurance companies throughout the United States with corporate headquarters in Bloomington, Illinois. Founded in 1922, it is the largest property, casualty, and auto insurance provider in the United States.
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