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  2. What is a subprime mortgage? - AOL

    www.aol.com/finance/subprime-mortgage-175324178.html

    A subprime mortgage might be an option for a low-credit score borrower who can’t qualify for a conventional mortgage. There are laws in place to protect subprime borrowers from many of the risks ...

  3. Subprime mortgage crisis - Wikipedia

    en.wikipedia.org/wiki/Subprime_mortgage_crisis

    The proportion of subprime ARM loans made to people with credit scores high enough to qualify for conventional mortgages with better terms increased from 41% in 2000 to 61% by 2006. In addition, mortgage brokers in some cases received incentives from lenders to offer subprime ARMs even to those with credit ratings that merited a conforming (i.e ...

  4. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    The U.S. subprime mortgage crisis was a set of events and conditions that led to the 2007–2008 financial crisis and subsequent recession. It was characterized by a rise in subprime mortgage delinquencies and foreclosures, and the resulting decline of securities backed by said mortgages. Several major financial institutions collapsed in ...

  5. Subprime lending - Wikipedia

    en.wikipedia.org/wiki/Subprime_lending

    The term subprime refers to the credit quality of particular borrowers, who have weakened credit histories and a greater risk of loan default than prime borrowers. [5] As people become economically active, records are created relating to their borrowing, earning, and lending histories.

  6. What Credit Score Do You Need To Buy a House? - AOL

    www.aol.com/credit-score-buy-house-224630116.html

    A subprime mortgage is a type of loan for people with poor credit histories who can’t qualify for conventional mortgages. Because subprime borrowers present a higher risk for lenders, subprime ...

  7. 'The New Subprime' Mortgage: Risky Loans Emerge in ... - AOL

    www.aol.com/2013/01/09/the-new-subprime-mortgage...

    Mortgages resembling the kind of subprime loans that were blamed for the foreclosure crisis are creeping back into the market, leaving some experts and regulators alarmed. The loans give a ...

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