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2. Subprime mortgage crisis - Wikipedia

   en.wikipedia.org/wiki/Subprime_mortgage_crisis

   The proportion of subprime ARM loans made to people with credit scores high enough to qualify for conventional mortgages with better terms increased from 41% in 2000 to 61% by 2006. In addition, mortgage brokers in some cases received incentives from lenders to offer subprime ARMs even to those with credit ratings that merited a conforming (i.e ...

3. Government policies and the subprime mortgage crisis

   en.wikipedia.org/wiki/Government_policies_and...

   The U.S. subprime mortgage crisis was a set of events and conditions that led to the 2008 financial crisis and subsequent recession. It was characterized by a rise in subprime mortgage delinquencies and foreclosures, and the resulting decline of securities backed by said mortgages. Several major financial institutions collapsed in September ...

4. What is a subprime mortgage? - AOL

   www.aol.com/finance/subprime-mortgage-175324178.html

   A subprime mortgage might be an option for a low-credit score borrower who can’t qualify for a conventional mortgage. There are laws in place to protect subprime borrowers from many of the risks ...

5. Financial Institutions Reform, Recovery, and Enforcement Act ...

   en.wikipedia.org/wiki/Financial_Institutions...

   The Act, which gives the government broad authority to bring civil claims and has less stringent requirements to establish liability than commercial fraud statutes, was used after the subprime mortgage crisis to attempt to establish the liability of banks that allegedly misrepresented the quality of loans to the Federal Housing Administration ...

6. 'The New Subprime' Mortgage: Risky Loans Emerge in ... - AOL

   www.aol.com/2013/01/09/the-new-subprime-mortgage...

   Mortgages resembling the kind of subprime loans that were blamed for the foreclosure crisis are creeping back into the market, leaving some experts and regulators alarmed. The loans give a ...

7. Housing and Economic Recovery Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Economic...

   The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

8. Can You Buy a House with No Credit? Explore Your Options - AOL

   www.aol.com/finance/buy-house-no-credit-explore...

   As a result, it may be difficult to find a co-signer for a substantial loan like a mortgage. 3. Apply for a Subprime Mortgage. Subprime mortgages carry higher interest rates than “prime ...

9. Regulatory responses to the subprime crisis - Wikipedia

   en.wikipedia.org/wiki/Regulatory_responses_to...

   Regulatory responses to the subprime crisis addresses various actions taken by governments around the world to address the effects of the subprime mortgage crisis. Regulators and legislators are considering action regarding lending practices, bankruptcy protection, tax policies, affordable housing, credit counseling, education, and the licensing .