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  2. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Shorter loan terms: Hard money loan terms typically range from a few months to a few years. Different rules: Hard money lenders are free to set their own requirements on things like credit scores ...

  3. Hard money loan - Wikipedia

    en.wikipedia.org/wiki/Hard_money_loan

    The loan amount the hard money lender is able to lend is determined by the ratio of loan amount divided by the value of the property. This is known as the loan to value (LTV). Many hard money lenders will only lend up to 65% of the current value of the property. [3] There is no such thing as 100% LTV for this type of transactions.

  4. How Do Hard Money Loans Work? Here’s What Real Estate ... - AOL

    www.aol.com/hard-money-loans-real-estate...

    The hard money lender approves a loan in the amount of $170,000 — well within the typical loan limit of 70% of after-repair value. The loan term is 12 months, and the lender charges a 15% fixed ...

  5. Residential Hard Money Loans: What They Are and When To ... - AOL

    www.aol.com/finance/residential-hard-money-loans...

    Hard money loans don't use traditional forms of credit for approval but rather... Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ...

  6. Interest-only loan - Wikipedia

    en.wikipedia.org/wiki/Interest-only_loan

    In the United States, a five- or ten-year interest-only period is typical.After this time, the principal balance is amortized for the remaining term. In other words, if a borrower had a thirty-year mortgage loan and the first ten years were interest only, at the end of the first ten years, the principal balance would be amortized for the remaining period of twenty years.

  7. Commercial hard money - Wikipedia

    en.wikipedia.org/wiki/Commercial_hard_money

    Commercial hard money is a term describing a commercial loan that is generally non bankable. The company usually does not meet the standard banking criteria, but has real estate and or assets that are sufficient to collateralize the loan to the investors/lenders.

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