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For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...
Shopping around is the best way to compare your options. Here’s what to know.
New auto loans had an average rate of 7.03 percent in the third quarter of 2023, according to data from Experian. People with excellent credit qualified for rates around 5.61 percent, while people ...
Roughly half of new cars in the U.S. are financed by the captive financing arms of car manufacturers, such as the Ford Motor Credit Company. [4] Captives have a smaller share of the overall car financing market (new and used cars), along with banks, credit unions, and finance companies. A small number of cars are financed directly by the ...
Purchasing a used car is usually cheaper than buying a new one. If you finance the vehicle, you'll generally pay less per month, and it won't depreciate as quickly as a new car fresh off the ...
AAA Aaa [2] [11] AAA February 9, 2022 [12] District of Columbia: AA+ November 2, 2021 [13] Florida: AAA Aaa [2] AAA June 23, 2022 [14] Georgia: AAA Aaa [2] [15] AAA June 6, 2022 [16] Hawaii: AA+ Aa2 [2] AA September 17, 2021 [17] Idaho: AA+ Aaa [2] [18] AAA November 4, 2021 [19] Illinois: A- A3 [2] [20] A- November 7, 2023 [21] Indiana: AAA Aaa ...
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