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2. Heavy storms raise Ohio insurance premiums, pricing ... - AOL

   www.aol.com/heavy-storms-raise-ohio-insurance...

   In 2023, there were 28 separate billion-dollar weather and climate disasters across the country. Up from a then-record 22 in 2020. Heavy storms raise Ohio insurance premiums, pricing some out of ...

3. Sticker shock: Ohio drivers seeing historic rate jumps on ...

   www.aol.com/sticker-shock-ohio-drivers-seeing...

   Ohio drivers, already facing stiff increases in prices, now are having to deal with inflation on auto insurance that is the highest in a decade. Sticker shock: Ohio drivers seeing historic rate ...

4. Homeowners choose minimal insurance due to rising rates ... - AOL

   www.aol.com/finance/homeowners-choose-minimal...

   Below, average quoted premiums sourced from Quadrant Information Services provide a glimpse into insurance rates for homeowners carrying $150,000, $300,000, $350,000, $450,000 and $750,000 in ...

5. Community rating - Wikipedia

   en.wikipedia.org/wiki/Community_rating

   Community rating, as a basis for premium calculation, is fundamentally different from the usual method of determining insurance premiums, i.e. risk rating. In a risk rated insurance market, an insurer calculates the premium payable by a potential policy holder in order to enter into an insurance contract on the basis of various factors particular to that individual, such as the risk of a claim ...

6. Ohio Department of Insurance - Wikipedia

   en.wikipedia.org/wiki/Ohio_Department_of_Insurance

   The department also determines if services and benefits offered by companies are consistent with insurance policy provisions and Ohio law, reviews and approves more than 6,200 company filings per year for life, accident, health, managed care, and property and casualty policy forms and rates. The Director of Insurance, who is appointed by the ...

7. Health insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Health_insurance_in_the...

   The primary public programs are Medicare, a federal social insurance program for seniors (generally persons aged 65 and over) and certain disabled individuals; Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families; and CHIP, also a ...