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  2. What happens to your investment accounts after you die? - AOL

    www.aol.com/finance/what-happens-to-investment...

    Without a beneficiary designation and even if you have a will, your individual account must go through probate — a court process that oversees how your assets are distributed after death.

  3. Probate - Wikipedia

    en.wikipedia.org/wiki/Probate

    For example, California has a "Small Estate Summary Procedure" to allow the summary transfer of a decedent's asset without a formal probate proceeding. The dollar limit by which the small estate procedure can be effectuated was $150,000 [ 34 ] before a statutory increase was implemented on a three-year schedule, [ 35 ] arriving at $184,500 by ...

  4. How to cancel credit cards for someone who is deceased - AOL

    www.aol.com/finance/cancel-credit-cards-someone...

    This will be a part of the probate process. At no point should you pay a creditor using your personal funds. Instead, the creditor should petition the estate for the remaining balance on the account.

  5. Wills, life insurance, and retirement savings: What older ...

    www.aol.com/news/wills-life-insurance-retirement...

    Without a will, she said the local court told her that all of her husband's money and assets would go into probate, a legal process used to divide a deceased person's estate, typically among their ...

  6. Estate tax in the United States - Wikipedia

    en.wikipedia.org/wiki/Estate_tax_in_the_United...

    In addition, a maximum amount, varying year by year, can be given by an individual, before and/or upon their death, without incurring federal gift or estate taxes: [4] $5,340,000 for estates of persons dying in 2014 [5] and 2015, [6] $5,450,000 (effectively $10.90 million per married couple, assuming the deceased spouse did not leave assets to ...

  7. Death certificate - Wikipedia

    en.wikipedia.org/wiki/Death_certificate

    Eddie August Schneider's (1911–1940) death certificate, issued in New York.. A death certificate is either a legal document issued by a medical practitioner which states when a person died, or a document issued by a government civil registration office, that declares the date, location and cause of a person's death, as entered in an official register of deaths.

  8. Power of appointment - Wikipedia

    en.wikipedia.org/wiki/Power_of_appointment

    Special powers of appointment also appear in the context of a trust and are primarily used to reduce liability for generation-skipping transfer tax, or to provide asset protection trust features without fraudulent conveyance liability. In the United States, such trusts are referred to as SPA Trusts.

  9. 2025 financial checklist: Your guide to protecting your ... - AOL

    www.aol.com/finance/financial-planning-checklist...

    An estate plan typically includes your will plus other important documents like powers of attorney for healthcare and finances, living wills that specify your medical care preferences and possibly ...