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Mobility as a service (MaaS) is a type of service that enables users to plan, book, and pay for multiple types of mobility services through an integrated platform. [1] [2] Transportation services from public and private transportation providers are combined through a unified gateway, usually via an app or website, that creates and manages the trip and payments, including subscriptions, with a ...
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National Common Mobility Card (NCMC) is an open-loop, inter-operable transport card conceived by the Ministry of Housing and Urban Affairs under Prime Minister Narendra Modi's ‘One Nation, One Card' vision. [1] It was launched on 4 March 2019. The transport card enables the user to pay for travel, toll tax, retail shopping and withdraw money.
In April 2012, it became the second-largest online travel service in India, with a 30 percent share of the ₹ 370 billion (US$4.3 billion) market for online travel-related transactions. [4] It launched “holiday-cum-shopping card” with State Bank of India (SBI).
From 8 June 2022, RBI allowed the linking of RuPay credit cards with India's Unified Payments Interface (UPI). In the absence of a physical card, customers can use their credit limit through for transactions. [61] The service was officially launched on 20 September 2022, and was a game changer, helping Rupay increase their market share. [62]
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The user of the charge card has to pay their account balance at the end of each month and the charge card company, unlike a credit card, does not charge interest. A charge card company's main source of revenue is the merchant fee , which is a percentage of the transaction value which typically ranges between 1 and 4%, plus an interchange or ...
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