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The National Resident Matching Program (NRMP), also called The Match, [1] is a United States–based private non-profit non-governmental organization created in 1952 to place U.S. medical school students into residency training programs located in United States teaching hospitals. Its mission has since expanded to include the placement of U.S ...
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AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.
However, you're entitled to a free copy of each report only one time per year, so you can't request a report from a credit bureau you've received one from within the past year.
Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]
You may already have access to free credit updates through your bank or credit card company. Anytime you see an unexpected drop in your credit scores, investigate the cause.
The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed. According to the Federal Trade Commission , " AnnualCreditReport.com is the only authorized source for the free annual credit report."