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2. Your State-by-State Guide to Statute of Limitations on Debt - AOL

   www.aol.com/state-state-guide-statute...

   This is because of the statute of limitations on debt. However, the terms of these laws vary, by state and by type of debt. ... Five years State tax debt: 12 years. Illinois. Credit card debt ...

3. Do I have to pay off credit card debt that’s been ... - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the ...

4. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

5. Can you go to jail for credit card debt? - AOL

   www.aol.com/finance/jail-credit-card-debt...

   Bankruptcy affects your credit for several years — 10 years for Chapter 7 and seven years for Chapter 13 — and should be treated as a last resort for getting out of credit card debt. A history ...

6. Illinois Department of Financial and Professional Regulation

   en.wikipedia.org/wiki/Illinois_Department_of...

   The Illinois Department of Financial and Professional Regulation (IDFPR) is the Illinois state government code department [1] [2] that through its operational components, the Division of Banking, Division of Financial Institutions, Division of Professional Regulation, and Division of Real Estate, oversees the regulation and licensure of banks and financial institutions, real estate businesses ...

7. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Infographic about credit card debt in the US (2010) Consumer and government debt as a % of GDP (United States) Consumer and government debt in the United States. Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the ...

8. Illinois’ pending swipe fee law on hold after court ruling

   www.aol.com/illinois-pending-swipe-fee-law...

   (The Center Square) – An Illinois law banning banks and credit card companies from charging swipe fees on taxes and tips continues to play out in court. A U.S. District Court judge has issued a ...

9. Fair debt collection - Wikipedia

   en.wikipedia.org/wiki/Fair_debt_collection

   U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]