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The base spousal benefit is equal to one-half of the higher-earning spouse's primary insurance amount -- i.e., the Social Security benefit they would be entitled to if they claimed at their full ...
Image source: Getty Images. 1. Your spouse must qualify for Social Security retirement benefits. You cannot claim spousal benefits on your partner's work record unless they have a work history ...
But if your retirement benefit were $800, the Social Security Administration would give you the $800 of your own benefit plus $200 of your spousal benefit, bringing you to a $1,000 monthly check ...
In simple terms, Social Security spousal benefits exist to provide retirement income for couples for whom one spouse was the primary earner. So the first qualification is an easy one: At least one ...
For example, if spouse A is the primary claimer and their monthly benefit at their full retirement age is $2,000, spouse B (the person claiming spousal benefits) is eligible to receive up to ...
Image source: Getty Images. 1. Three criteria must be met for spousal benefits. To start, two things must be true for you to qualify for Social Security spousal benefits: You must be married for ...
Survivor benefits can be worth as much as your spouse was receiving, or would have received, in Social Security. Survivor benefits can be claimed as early as age 60, but will face a reduction of ...
Image source: Getty Images. 1. You don't need to still be married to claim spousal benefits. You might assume that if you're no longer married to your spouse, you're not eligible to collect Social ...