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Image source: Getty Images. 1. Your spouse must qualify for Social Security retirement benefits. You cannot claim spousal benefits on your partner's work record unless they have a work history ...
The base spousal benefit is equal to one-half of the higher-earning spouse's primary insurance amount -- i.e., the Social Security benefit they would be entitled to if they claimed at their full ...
In simple terms, Social Security spousal benefits exist to provide retirement income for couples for whom one spouse was the primary earner. So the first qualification is an easy one: At least one ...
The worker must qualify for Social Security retirement benefits. This means they must have at least 40 work credits. One credit is defined as $1,730 in earnings in 2024 and you can earn a maximum ...
For example, if spouse A is the primary claimer and their monthly benefit at their full retirement age is $2,000, spouse B (the person claiming spousal benefits) is eligible to receive up to ...
Image source: Getty Images. 1. Three criteria must be met for spousal benefits. To start, two things must be true for you to qualify for Social Security spousal benefits: You must be married for ...
There's also a twist to Social Security that allows spouses to claim benefits based on their husbands' or wives' benefits. Spousal Social Security Benefits: 4 Things All Retired Couples Should ...
Survivor benefits can be worth as much as your spouse was receiving, or would have received, in Social Security. Survivor benefits can be claimed as early as age 60, but will face a reduction of ...