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An EF5 rating on the new scale requires a higher standard of construction in houses than does an F5 rating on the old scale. So, the complete destruction and sweeping away of a typical American frame home, which would likely be rated F5 on the Fujita scale, would be rated EF4 or lower on the Enhanced Fujita scale.
Risk is the lack of certainty about the outcome of making a particular choice. Statistically, the level of downside risk can be calculated as the product of the probability that harm occurs (e.g., that an accident happens) multiplied by the severity of that harm (i.e., the average amount of harm or more conservatively the maximum credible amount of harm).
For insurance, the loss ratio is the ratio of total losses incurred (paid and reserved) in claims plus adjustment expenses divided by the total premiums earned. [1] For example, if an insurance company pays $60 in claims for every $100 in collected premiums, then its loss ratio is 60% with a profit ratio/gross margin of 40% or $40.
Ultimate loss amounts are necessary for determining an insurance company's carried reserves. They are also useful for determining adequate insurance premiums, when loss experience is used as a rating factor [4] [5] [6] Loss development factors are used in all triangular methods of loss reserving, [7] such as the chain-ladder method.
An acceptable loss, also known as acceptable damage or acceptable casualties, is a military euphemism used to indicate casualties or destruction inflicted by the enemy that is considered minor or tolerable. [1]
This somewhat qualitative measurement can be more objectively measured by the relative price strength rating of the stock, designed to measure the price performance of a stock over the past 12 months in comparison to the rest of the market based on the S&P 500 (or the S&P/TSX Composite Index for Canadian stock listings) over a set period of time.
Point in a direct approach where a 3º normal visual descent can be started to achieve a safe landing and stabilized approach to the RWY - VDP (in distance) = HAT (height over terrain) / 300 (HAT is the height of the MDA read in the approach chart of the AD) VDR VHF digital radio VFO Variable-frequency oscillator: VFR visual flight rules: VG
Subprime borrowers held an average rate of 11.72 percent for new cars and almost 19 percent for used, according to Experian second quarter data.By comparison, the average for all borrowers was 6. ...