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Adverse credit mortgage – mortgages aimed at borrowers with credit problems, e.g. county court judgements. Self-certified mortgage – a mortgage where the lender does not seek proof of income to demonstrate affordability, but instead relies on a statement of earnings as "certified" by the borrower(s).
The UK mortgage market is one of the most innovative and competitive in the world. There is little intervention in the market by the state or state funded entities and virtually all borrowing is funded by either mutual organisations (building societies and credit unions) or proprietary lenders (typically banks). Since 1982, when the market was ...
Mortgages are an important part of English land law and property law. These concern, first, the common law, statutory and regulatory rules to protect the mortgagor (i.e. the borrower) at the time of concluding the mortgage agreement. Second, English law defines and restricts the process for taking possession of property in the event of default ...
A repayment mortgage is a term generally used in the UK to describe a mortgage in which the monthly repayments consist of repaying the capital amount borrowed as well as the accrued interest, so that the amount borrowed decreases throughout the term and by the end of the loan term has been fully repaid.
A mortgage statement is a document containing the latest details about your loan, including your monthly payment. The law requires your mortgage lender or servicer to send you statements for each ...
The French rape trial that shocked the world and sparked widespread calls for justice for women rape victims ended on Thursday with the conviction of 51 men for raping and attempting to rape ...
During his six NBA seasons, Williams has averaged 7.2 points, 3.7 rebounds and 1.5 assists while shooting 38% on 3s as a relatively undersized big man for the Boston Celtics, Mavericks and Hornets.
The book is in use by English language students, especially those from non-English-speaking countries, as a practice and reference book. Though the book was titled as a self-study reference, the publisher states that the book is also suitable for reinforcement work in the classroom. [3]