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  2. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    Note that drivers in no-fault states also carry liability coverage and are liable for medical and vehicle damage that they cause to the other party. If a driver is guilty of causing an auto ...

  3. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    Accidents in at-fault states vs. no-fault states. There are numerous car accident scenarios that can take place, and while each accident may be unique, there are standardized ways of handling the ...

  4. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

  6. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  7. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    Vehicle impounding: A law enforcement officer may decide to impound your vehicle once they discover that you were driving without insurance, regardless of fault.

  8. How does auto liability work?

    www.aol.com/finance/does-auto-liability...

    Auto liability insurance covers the costs related to other parties’ damage and injuries when you’re found at fault in a car accident. Most states will require drivers to carry at least a ...

  9. New Jersey car insurance laws - AOL

    www.aol.com/finance/jersey-car-insurance-laws...

    In a fault state, the at-fault driver’s insurance company is responsible for paying for the other driver’s medical bills. Because New Jersey is a no-fault state, drivers are required to carry ...