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  2. What Is Discretionary Spending? How You Can Reduce It and ...

    www.aol.com/finance/discretionary-spending...

    Here are some examples that can help you better understand discretionary spending and some easy ways to reduce these non-essential expenditures. 1. Dining out at restaurants or ordering takeout.

  3. 5 Tips To Cut Nonessential Expenses Today and Build Up Your ...

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    Review what subscriptions you’re paying for to avoid unnecessary expenses. Check bank and credit card statements, look through your email inbox, and browse the settings in your phone’s App ...

  4. 10 Expenses Most Likely To Drain Your Checking Account ... - AOL

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    Review these expenses and think about downgrading packages, canceling unnecessary subscriptions and looking for free alternatives. For example, workout at the park or borrow media from the library ...

  5. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    Personal budget in an Excel sheet. Several personal finance softwares and mobile apps have been developed to help people with managing their money. Some of them can be used for budgeting and expense tracking, others mainly for one's investment portfolio. There are both free and paid options.

  6. Cost reduction - Wikipedia

    en.wikipedia.org/wiki/Cost_reduction

    Half cost strategies: ambitious strategies which aim to reduce the costs of specific production processes or value adding stages to 1/N of the previous cost. [7] Examples specifically focussed on the use of suppliers and the costs of goods and services supplied include: Supplier consolidation: see examples in the aerospace manufacturing industry

  7. Optimal stopping - Wikipedia

    en.wikipedia.org/wiki/Optimal_stopping

    A special example of an application of search theory is the task of optimal selection of parking space by a driver going to the opera (theater, shopping, etc.). Approaching the destination, the driver goes down the street along which there are parking spaces – usually, only some places in the parking lot are free.

  8. 30 Expenses That Quietly Eat Away at Your Budget - AOL

    www.aol.com/finance/30-expenses-quietly-eat-away...

    Pre-Made Food. The grocery store is another place where the cost of convenience adds up. “Packaged, processed foods at the grocery store cost about 25% more compared to buying basic, healthy ...

  9. Reconciliation (accounting) - Wikipedia

    en.wikipedia.org/wiki/Reconciliation_(Accounting)

    Reconciliation in accounting is not only important for businesses, but may also be convenient for households and individuals. It is prudent to reconcile credit card accounts and checkbooks on a regular basis, for example. This is done by comparing debit card receipts or check copies with a person's bank statements. Benefits of reconciling:

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