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2. Bad credit loans: 5 risks to be aware of before getting one - AOL

   www.aol.com/finance/bad-credit-loans-5-risks...

   Loans for bad credit often come with high rates and fees. Watch out for lenders that contact you consistently, promise approval or charge rates above 35.99 percent, they're likely a scam.

3. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Key takeaways. A bad credit loan is a type of personal loan that caters to borrowers with credit scores below 670. If handled properly, bad credit loans can boost your credit score by adding to ...

4. What is a bad credit personal loan? Here’s what to know - AOL

   www.aol.com/finance/bad-credit-loans-know-decide...

   A bad credit personal loan can be a solution when someone might not qualify for other options. ... If you suddenly start getting calls about bad credit loans, you may be dealing with a scam.

5. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital.

6. 8 ways to spot personal loan scams and protect your finances

   www.aol.com/finance/8-ways-spot-personal-loan...

   Consider the following tips to avoid potentially damaging scams. 1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval.

7. LightStream - Wikipedia

   en.wikipedia.org/wiki/LightStream

   Debuting in March 2013, LightStream is a financial services technology company that provides unsecured, personal loans to people with good credit rating, through a digital process. On April 20, Truist announced that it will fold LightStream into its broader consumer business, a move designed to reduce the costs of operating a separate brand.