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2. Personal loan vs. personal line of credit: What’s the ... - AOL

   www.aol.com/finance/personal-loan-vs-personal...

   Personal lines of credit are an unsecured revolving credit line, similar to a credit card. ... Unlike a personal loan, lines of credit rarely stretch to more than $20,000, and lenders will set ...

3. Emergency loans: Everything you need to know - AOL

   www.aol.com/finance/emergency-loans-americans...

   There are different types of emergency loans, including installment and revolving options. Personal loans and personal lines of credit offer lower interest rates and more flexibility, while payday ...

4. Revolving credit - Wikipedia

   en.wikipedia.org/wiki/Revolving_credit

   A revolving loan is a particularly flexible financing tool as it may be drawn by a borrower by way of straightforward loans, but it is also possible to incorporate different types of financial accommodation within it – for example, it is possible to incorporate a letter of credit, a swingline (that is, a short-term borrowing that is funded on ...

5. How to improve your credit score with a personal loan - AOL

   www.aol.com/finance/improve-credit-score...

   If used to consolidate revolving debt, such as credit cards and lines of credit, personal loans can reduce your credit utilization ratio. This factor accounts for 30 percent of your FICO score and ...

6. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   Payday loans: These loans are a costly form of debt that cater to borrowers with poor credit. Payday loans typically come with steep fees and interest rates well over 300 percent.

7. Consumer debt - Wikipedia

   en.wikipedia.org/wiki/Consumer_debt

   Revolving credit ... The most common forms of consumer debt are credit card debt, payday loans, ... which is the ratio of debt to personal income.