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It also regulates transactions on the island by companies engaged in the sale of real estate located outside of Puerto Rico. The Rule of Ethics (Reglamento de Ética) is a regulation to implement Law No. 10 of April 26, 1994, the law to regulate the real estate business and profession of broker, salesperson, and real estate companies in Puerto ...
Loss mitigation [1] is used to describe a third party helping a homeowner, a division within a bank that mitigates the loss of the bank, or a firm that handles the process of negotiation between a homeowner and the homeowner's lender. Loss mitigation works to negotiate mortgage terms for the homeowner that will prevent foreclosure.
The Office of the Commissioner of Financial Institutions of Puerto Rico—in Spanish: Oficina del Comisionado de Instituciones Financieras (OCIF)—is an office of the Department of Treasury of Puerto Rico that supervises and regulates Puerto Rico's financial sector to ensure its safety and soundness, as well as to oversee a strict adherence to all applicable laws and regulations.
What is a loss mitigation outroad that will get you through it quickly? Reinstatement — but you’ll need to have some cash on hand. With this choice, you repay your missed payments in a lump sum.
RESPA was created because various companies associated with the buying and selling of real estate, such as lenders, real estate agents, construction companies and title insurance companies were often engaging in providing undisclosed kickbacks to each other, inflating the costs of real estate transactions and obscuring price competition by ...
A deed in lieu of foreclosure is a deed instrument in which a mortgagor (i.e. the borrower) conveys all interest in a real property to the mortgagee (i.e. the lender) to satisfy a loan that is in default and avoid foreclosure proceedings. The deed in lieu of foreclosure offers several advantages to both the borrower and the lender.
OLDCC employees have a range of experience in economic and community development, land use planning, real estate redevelopment, federal real property programs, military programs, and worker adjustment. Project managers also bring a working knowledge of other federal agencies and their respective programs to help communities put together an ...
The National Hurricane Center said Ernesto is forecast to move over or near Puerto Rico and the U.S. and British Virgin Islands on Tuesday evening. Forecasters warned the storm is expected to unleash floods and landslides. “We cannot let our guard down,” Nino Correa, Puerto Rico's emergency management commissioner, said at a news conference.
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