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2. Return of premium life insurance - AOL

   www.aol.com/finance/return-premium-life...

   Type. Coverage period. Cash value. Premiums refunded. Cost. Best for. Traditional term. Typically 10, 20 or 30 years. None. No. Usually the most affordable. Individuals who need coverage for a ...

3. How to cancel a life insurance policy

   www.aol.com/finance/cancel-life-insurance-policy...

   Permanent life insurance policies, such as whole life or universal life, are designed to provide lifelong coverage, with maximum coverage ages ranging from 95 to 121, and typically include a cash ...

4. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   How does cash value life insurance work? Cash value life insurance is permanent life insurance with a cash accumulation component. As long as premiums are paid, these policies are designed to last ...

5. Return of premium life insurance - Wikipedia

   en.wikipedia.org/wiki/Return_of_premium_life...

   Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. [1] For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being refunded to the surviving policyholder at the end of ...

6. Turn Your Life Insurance Into Cash - AOL

   www.aol.com/finance/turn-life-insurance-cash...

   Surrender: You can surrender your policy to your insurance company at any time and withdraw the total cash value of your life insurance. However, you may have to pay steep surrender fees of as ...

7. How to sell your life insurance policy

   www.aol.com/finance/sell-life-insurance-policy...

   Life expectancy. Minimum payout as % of face value (minus outstanding loans) Less than 6 months. 80%. 6 months to less than 12 months. 70%. 12 months to less than 18 months