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2. Interchange fee - Wikipedia

   en.wikipedia.org/wiki/Interchange_fee

   Interchange fees have a complex pricing structure, which is based on the card brand, regions or jurisdictions, the type of credit or debit card, the type and size of the accepting merchant, and the type of transaction (e.g. online, in-store, phone order, whether the card is present for the transaction, etc.).

3. Visa, Mastercard Will Lower Credit Card Fees — How It ... - AOL

   www.aol.com/visa-mastercard-lower-credit-card...

   What Are Credit Card Fees? USA Today explained that credit card fees are the interchange fees charged to the merchant to process your payment. Most of that fee is paid to the bank issuing the ...

4. Can a business charge for using a credit card? - AOL

   www.aol.com/finance/business-charge-using-credit...

   The reason most sellers charge fees boils down to how credit card transactions work. Whenever a merchant accepts a credit card payment, the credit card network that processes the payment will ...

5. Lower Mastercard and Visa Swipe Fees Are Coming - AOL

   www.aol.com/lower-mastercard-visa-swipe-fees...

   A recent settlement between Visa, Mastercard and the largest U.S. credit card issuing banks and merchants has lowered swipe fees for the next five years, saving money on your monthly credit card ...

6. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   The interchange fee that applies to a particular transaction is also affected by many other variables including the type of merchant, the merchant's total card sales volume, the merchant's average transaction amount, whether the cards were physically present, how the information required for the transaction was received, the specific type of ...

7. Durbin amendment - Wikipedia

   en.wikipedia.org/wiki/Durbin_amendment

   The Durbin amendment also gave the Federal Reserve the power to regulate debit card interchange fees, and on December 16, 2010, the Fed proposed a maximum interchange fee of 12 cents per debit card transaction, [9] which CardHub.com estimated would cost large banks $14 billion annually. [10] On June 29, 2011, the Fed issued its final rule ...