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2. Demand letter - Wikipedia

   en.wikipedia.org/wiki/Demand_letter

   In the United States, demand letters from a debt collector relating to a consumer debt must comply with the Fair Debt Collection Practices Act. [6] In certain types of legal proceedings in Quebec, a demand letter is mandatory; without it, a person could lose their case. [7]

3. Dunning (process) - Wikipedia

   en.wikipedia.org/wiki/Dunning_(process)

   Sample dunning record, from a 1913 business manual. Dunning is the process of methodically communicating with customers to ensure the collection of accounts receivable. Communications progress from gentle reminders to threatening letters and phone calls and more or less intimidating location visits as accounts become more overdue. Laws in each ...

4. Debt validation - Wikipedia

   en.wikipedia.org/wiki/Debt_validation

   Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...

5. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   This shows your commitment to resolving the debt and helps avoid further collection actions. For payment security, consider mailing a check via USPS with a paper return receipt for $3.65 or an ...

6. How to spot debt collection scams: 8 signs to watch out for

   www.aol.com/finance/spot-debt-collection-scams-6...

   Here’s what you can do if you receive a debt collection text, call, email or letter: ... AnnualCreditReport.com allows you to obtain a free credit report from each major consumer reporting ...

7. What Is a Debt Validation Letter? Here’s What You ... - AOL

   www.aol.com/finance/debt-validation-letter...

   Have you ever received a call from a collection agency or debt collector? While this can be quite alarming at first, it's important to stay calm. Check Out: You Can Get These 3 Debts Canceled...