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  2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

    www.aol.com/9-free-easy-budget-templates...

    The template also includes a budget summary, complete with graphic organizers, which breaks everything down, including your top five expenses for the month. 3. Google Sheets Monthly Budget Template

  3. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

    www.aol.com/finance/6-free-budget-templates...

    Other options include the 50/30/20 budget template from Sapience Financial and the zero-based budget template from Spreadsheet123. Does Excel Have a Budget Template? Yes, Microsoft Excel does ...

  4. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    Personal budget in an Excel sheet. Several personal finance softwares and mobile apps have been developed to help people with managing their money. Some of them can be used for budgeting and expense tracking, others mainly for one's investment portfolio. There are both free and paid options.

  5. 3. Pay-yourself-first budget: Best for saving and building wealth. As the name suggests, the pay-yourself-first budget emphasizes saving and investing before spending money on other things.

  6. Zero-based budgeting - Wikipedia

    en.wikipedia.org/wiki/Zero-based_budgeting

    Zero-based budgeting (ZBB) is a budgeting method that requires all expenses to be justified and approved in each new budget period, typically each year. It was developed by Peter Pyhrr in the 1970s. This budgeting method analyzes an organization's needs and costs by starting from a "zero base" (meaning no funding allocation) at the beginning of ...

  7. Cost estimate - Wikipedia

    en.wikipedia.org/wiki/Cost_estimate

    A cost estimate is often used to establish a budget as the cost constraint for a project or operation. In project management , project cost management is a major functional division. Cost estimating is one of three activities performed in project cost management.

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