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  2. Accident insurance - Wikipedia

    en.wikipedia.org/wiki/Accident_insurance

    Accident insurance is a type of insurance where the policy holder is paid directly in the event of an accident resulting in injury of the insured. The insured can spend the benefit payment however they choose. Accident insurance is complementary to, not a replacement for, health insurance.

  3. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    Travel Accident (Business Trip) – the AD&D benefit is provided through an employee benefit plan and provides supplemental accident protection to workers while they are traveling on company business (the entire premium is usually paid by the employer). Dependents – Some group AD&D plans also provide coverage for dependents. [5]

  4. Personal injury - Wikipedia

    en.wikipedia.org/wiki/Personal_injury

    Some home insurance policies include personal injury coverage. [31] Despite the general distinction between bodily injury and personal injury in insurance contracts, auto insurance known as personal injury protection (PIP) does cover medical expenses from bodily injury. [32] This type of insurance is available in some states, but not others.

  5. Insurance company ratings explained - AOL

    www.aol.com/finance/insurance-company-ratings...

    Insurance company ratings take into account a number of factors. Besides the finances, the general health and ethics of the company are also considered before rating the insurer. Some other ...

  6. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and ...

  7. What is accident forgiveness? - AOL

    www.aol.com/finance/accident-forgiveness...

    Company. Accident forgiveness criteria. Allstate. With this optional coverage, your rate will not increase after a single-at fault accident. You can speak to a local Allstate agent to see if you ...

  8. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    Then, report the accident to your insurance company. If you have uninsured motorist coverage, this can help cover the damage costs. It can also be helpful to get the other driver’s contact ...

  9. Income protection insurance - Wikipedia

    en.wikipedia.org/wiki/Income_protection_insurance

    Income Protection Insurance (IPI) also known as loss of earnings insurance is an insurance policy paying benefits to policyholders who are incapacitated and hence unable to work due to illness or accident. This is typically a replacement for lost income suffered by the policy holder. These policies were formerly called Permanent Health ...

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