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  2. Does homeowners insurance cover plumbing? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Property coverage: Any personal property that is damaged by sudden and accidental water losses will typically be replaced up to your policy’s limit with this type of coverage. For example, if a ...

  3. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    To ensure these valuable items are each covered for their full replacement value, homeowners may be able to purchase scheduled personal property coverage. Water backup coverage: This endorsement ...

  4. Does homeowners insurance cover basement flooding? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Water backup coverage: This is an optional coverage that can be added to your primary homeowners policy. It is designed to cover you for water damage caused by a drain or sump pump backup.

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    The need for standardization grew so great that a private company based in Jersey City, New Jersey, Insurance Services Office, also known as the ISO, was formed in 1971 to provide risk information and it issued simplified homeowner's policy forms for reselling to insurance companies. These policies have been amended over the years. [citation ...

  6. Owner-controlled insurance program - Wikipedia

    en.wikipedia.org/wiki/Owner-controlled_insurance...

    An owner controlled insurance program (OCIP) is an insurance policy held by a property owner during the construction or renovation of a property, which is typically designed to cover virtually all liability and loss arising from the construction project (subject to the usual exclusions).

  7. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Water damage issues involving your sewage systems, such as an overflow or backup, are typically not covered, but that type of coverage can be purchased as an endorsement. And of course, damage ...

  8. How much homeowners insurance do I need? - AOL

    www.aol.com/finance/much-homeowners-insurance...

    Sewer backup coverage: Although sewer backup coverage is not part of a standard home insurance policy, it can usually be purchased as an endorsement. Performing preventative checks to protect your ...

  9. Water damage - Wikipedia

    en.wikipedia.org/wiki/Water_damage

    Known as "grey water". This type carries microorganisms and nutrients of micro-organisms. Examples are toilet bowls with urine (no feces), sump pump failures, seepage due to hydrostatic failure and water discharge from dishwashers or washing machines. Category 3 Water - Known as "black water" and is grossly unsanitary.