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  2. American Dream Downpayment Assistance Act - Wikipedia

    en.wikipedia.org/wiki/American_Dream_Downpayment...

    Since 2013, buyers receiving down payment assistance from HOME are required to participate in pre-purchasing homeownership counseling, and in August 2021 full implementation of HUD regulations requiring counseling be provided by certified counselors employed by HUD-approved housing counseling agencies took effect standardizing the curriculum ...

  3. Do you qualify for homebuyer assistance? You might — even if ...

    www.aol.com/finance/can-i-qualify-for-homebuyer...

    Approved Below Market Rate Housing Programs. Freddie Mac. Accessed December 24, 2024. ... She is also a former HUD-certified housing counselor and educator for the City of San Francisco's ...

  4. Loan modification in the United States - Wikipedia

    en.wikipedia.org/wiki/Loan_modification_in_the...

    Homeowners can call the Homeowner's HOPE Hotline at 1-888-995-HOPE (4673) for information about the Making Home Affordable Program and to speak with a HUD approved housing counselor. Assistance is available in English and Spanish, and other languages by appointment. HUD.org helps applicants find a local counselor. HUD.gov

  5. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    You can find a HUD-approved counseling agency via the Consumer Financial Protection Bureau’s Find a Counselor tool, by calling the CFPB at 855-411-2372, or by calling the HOPE Hotline at 888-995 ...

  6. What is a reverse mortgage? How it works, who it’s best for ...

    www.aol.com/finance/what-is-a-reverse-mortgage...

    Attendance at a HUD-approved reverse mortgage counseling session. Before you can be approved for a reverse mortgage, you must meet with a third-party counselor at a certified counseling agency who ...

  7. Community Action Services and Food Bank - Wikipedia

    en.wikipedia.org/wiki/Community_Action_Services...

    Community Action Services and Food Bank is approved by the United States Department of Housing and Urban Development (HUD) as a housing counseling agency. [10] The program provides the following services free of charge: pre-home ownership counseling, home buyer education classes, mortgage default counseling, reverse mortgage counseling ...

  8. United States Department of Housing and Urban Development

    en.wikipedia.org/wiki/United_States_Department...

    The idea of a department of Urban Affairs was proposed in a 1957 report to President Dwight D. Eisenhower, led by New York governor Nelson A. Rockefeller. [3] The idea of a department of Housing and Urban Affairs was taken up by President John F. Kennedy, with Pennsylvania Senator and Kennedy ally Joseph S. Clark Jr. listing it as one of the top seven legislative priorities for the ...

  9. Underwater mortgage: What it is and what to do - AOL

    www.aol.com/finance/underwater-mortgage...

    Homeowners should obtain advice from a HUD-approved nonprofit housing counseling agency in these situations to “help identify solutions specific to your circumstances and community,” says ...

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