enow.com Web Search

Search results

1. Results from the WOW.Com Content Network

2. What is a loan-to-value ratio? - AOL

   www.aol.com/finance/loan-value-ratio-184253472.html

   How to calculate a loan-to-value ratio To calculate your LTV ratio, you’ll first need to subtract your down payment from your home’s appraised value. Then, divide that figure by the appraised ...

3. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. In real estate , the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property .

4. What Is LTV and Why Does it Matter? - AOL

   www.aol.com/news/ltv-why-does-matter-170914340.html

   The loan-to-value ratio, also called LTV for short, is a factor lenders use to help determine the risk of a loan. LTV is an indicator of how much you're borrowing relative to the value of the asset.

5. Capitalization rate - Wikipedia

   en.wikipedia.org/wiki/Capitalization_rate

   The most common metric used to quantify the percentage of leverage used to finance a real estate investment is the loan to value ratio (LTV), which compares the total loan amount to the appraised property value. In the commercial real estate (CRE) market, the typically maximum LTV ratio around 75% [citation needed].

6. Expected loss - Wikipedia

   en.wikipedia.org/wiki/Expected_loss

   Original home value $100, loan to value 80%, loan amount $80 outstanding loan $75; current home value $70; liquidation cost $10; Loss given default = Magnitude of likely loss on the exposure / Exposure at default-$75 loan receivable write off Exposure at default +$70 house sold-$10 liquidation cost paid =-$15 Loss; Express as a %-15/75 =

7. Credit rationing - Wikipedia

   en.wikipedia.org/wiki/Credit_rationing

   The most basic form of credit rationing occurs when the value of collateral provided by the borrowers drops significantly and affects the quality of the lender's capital. Collateral provides assets to the bank meeting the minimum requirements set by regulators and may commonly be used to calculate the LVR (Loan to Value Ratio) of the loan.