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A remortgage (known as refinancing in the United States) is the process of paying off one mortgage with the proceeds from a new mortgage using the same property as security. [1] The term is mainly used commercially in the United Kingdom , though what it describes is not unique to any one country.
A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.
These shared appreciation loans are structured as second mortgages, but are considered "silent" in that borrowers make no payments until they sell the home (or, in some cases, refinance the first mortgage). At the time of sale or refinance, the family is required to repay the full amount of the loan plus a portion of the home price appreciation ...
For Dummies – a similar series of how-to books from John Wiley & Sons, Inc. Découvertes Gallimard, a similar series in French of introductory books, noted for its fine illustration. Some titles are translated in other languages. FabJob – a similar series of how-to-books for starting a business or dream career
In 1992, Rathbone wrote his first For Dummies book, Windows for Dummies, which was a New York Times bestseller. [5] Since then, he has published some 50 computer books. [6] His latest book is Windows 11 for Dummies (2021). Several of his For Dummies books have made USA Today's bestseller list. [7]
A specific type of flexible mortgage common in Australia and the United Kingdom is an offset mortgage.. The key feature of an offset mortgage is the ability to reduce the interest charged by offsetting a credit balance against the mortgage debt.
For Dummies is an extensive series of instructional reference books which are intended to present non-intimidating guides for readers new to the various topics covered. The series has been a worldwide success with editions in numerous languages.
The screenplay was penned by Fernando Colomo, Casandra Macías-Gago and Marina Maesso. [4] A joint Spanish-French coproduction by Morena Films alongside Acuerdo de Fluidos AIE and Ran Entertainment, it had the participation of Amazon Prime Video, RTVE and Telemadrid, funding from ICAA and support from the Madrid regional administration.