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2. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

3. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   No-credit-check loans do not require a review of your credit score, which can make them convenient if you have bad credit. But they can be risky and often have extremely high interest rates and ...

4. 6 types of bad credit loans and their uses - AOL

   www.aol.com/finance/6-types-bad-credit-loans...

   More competitive terms than bad credit personal loans. Cons. Risk of foreclosure. Funding may take longer, usually 30 to 45 days. Best for. Individuals who need to borrow a sizable amount of cash.

5. Non-performing loan - Wikipedia

   en.wikipedia.org/wiki/Non-performing_loan

   Buying NPL's from financial institutions with a discount, can be a lucrative business. Companies pay from 1% to 80% of the total loan and become the legal owner (creditor). The discount depends on the age of the loan, secured/ unsecured, age debtor, personal/ commercial debt, area of residence, etc.

6. What is a bad credit personal loan? Here’s what to know - AOL

   www.aol.com/finance/bad-credit-loans-know-decide...

   Key takeaways. Bad credit lenders may approve borrowers with credit scores in the upper 500s or lower. Loans for bad credit usually come with high annual percentage rates (APRs) and high costs.

7. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   During the period from 2006 through October 2008 (referred to as 'Prosper 1.0'), Prosper issued 28,936 loans, all of which have since matured. 18,480 of the loans fully paid off and 10,456 loans defaulted, a default rate of 36.1%. $46,671,123 of the $178,560,222 loaned out during this period was written off by investors, a loss rate of 26.1%.