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At its most basic level, home insurance provides financial protection against various perils, or damaging events, that may affect your home, such as theft, fire and storms. Taken further, it also ...
In addition to dwelling coverage, your homeowners insurance could cover detached structures, like a detached garage, your personal property and liability if someone is injured on your property.
For instance, if your home is insured for $400,000, up to 10 percent of that amount (or $40,000 in this example) can typically be allocated to repair or replace other structures like fences in the ...
The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...
They typically include open perils coverage for your dwelling and detached structures, meaning if your house or garage is damaged by water it will likely be covered — unless your policy ...
Home insurance provides financial protection from unexpected losses due to physical perils like fire and wind damage, as well as potential liability concerns for things like dog bites or slip-and ...
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