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2. Buying a house in a flood zone? Know the risks first - AOL

   www.aol.com/finance/buying-house-flood-zone-know...

   The need for flood insurance when buying a house in a flood zone is critical, and if the home you’re buying is in an SFHA high-risk zone, your mortgage lender will likely require it.

3. Flood insurance rate map - Wikipedia

   en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

   FIRMs display areas that fall within the 100-year flood boundary. Areas that fall within the boundary are called special flood hazard areas (SFHAs) and they are further divided into insurance risk zones. The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 ...

4. Understanding FEMA’s Risk Rating 2.0 system for flood insurance

   www.aol.com/finance/understanding-fema-risk...

   FEMA’s Risk Rating 2.0 system is designed to produce fair flood insurance rates. ... for mandatory purchase requirements and floodplain management. ... Texas. $1,405. $784. $524,545. Utah. $953 ...

5. National Flood Insurance Program - Wikipedia

   en.wikipedia.org/wiki/National_Flood_Insurance...

   The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development.

6. Special Flood Hazard Area - Wikipedia

   en.wikipedia.org/wiki/Special_Flood_Hazard_Area

   Areas within the SFHA are designated on the flood insurance rate map as Zone A, AO, A1-A30, AE, A99, AH, AR, AR/A, AR/AE, AR/AH, AR/AO, AR/A1-A30, V1-V30 or V. [2] Land areas that are at high risk for flooding are called special flood hazard areas (SFHAs), or floodplains. These areas are indicated on flood insurance rate maps (FIRMs).

7. Flood insurance - Wikipedia

   en.wikipedia.org/wiki/Flood_insurance

   FEMA states that approximately 50% of low flood zone risk borrowers think they are ineligible and cannot buy flood insurance. Anyone residing in a community participating in the NFIP can buy flood insurance, [10] even renters. However, unless one lives in a designated floodplain and is required under the terms of a mortgage to purchase flood ...