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Medicare Part B (Medical Insurance) covers hospital beds as durable medical equipment (DME) that your doctor prescribes for use in your home.
Medicare DOES cover hospital beds for home use. In fact, individuals can choose to buy or rent the hospital bed. If an individual has the appropriate medical documentation and purchases a hospital bed from a supplier who is enrolled in Medicare, they will receive coverage.
When medically necessary, Medicare will cover hospital beds to use at home. You’ll need a doctor’s order stating that your condition requires one. Medicare Part B will pay 80% of the cost.
Medicare Part B will cover hospital beds. Part B will cover these beds when the doctor advises one for you to use in your home. For Part B to cover your adjustable bed, your doctor and the medical equipment company that provided the bed must be Medicare-approved providers.
According to the Centers for Medicare & Medicaid Services, a hospital bed may be covered by Part B Durable Medical Equipment (DME) benefits if your physician writes a prescription, provides detailed documentation on the medial condition, and establishes the medical necessity for a hospital bed.
Medicare covers hospital beds at home if your doctor prescribes one. Hospital beds are considered durable medical equipment, and Medicare has certain rules for how it covers these devices. Medicare Part B is responsible for medical equipment, including hospital beds.
Medicare may cover the cost of older adults' home use of hospital beds. This article focuses on Medicare's coverage, other insurance coverage, types of beds, and what to know before purchasing or renting a home hospital bed.
When a doctor deems it medically necessary, Medicare will cover hospital beds to use at home. Generally, Part B will cover 80% of the cost. Medigap and Medicare Advantage may pay more.
Both Original Medicare (Medicare Part A and Part B) and privately sold Medicare Advantage (Medicare Part C) insurance plans can help pay for up to 80% of the cost for a hospital bed that your doctor recommends you keep in your home.
Medicare typically covers medically-necessary hospital beds. Medicare Advantage plans may also cover hospital beds, and some plans may cover other home modifications such as bathroom grab bars. Medicare typically does cover hospital beds that are deemed medically necessary by a doctor.