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2. Personal loan vs. home equity loan: Which should you use for ...

   www.aol.com/finance/personal-loan-vs-home-equity...

   Typical features. Personal loan. Home equity loan. Rates. 8% to 36%. Varies based on the prime rate. Loan amounts. $2,000 to $50,000. Up to 85% of your home’s value

3. Cash-out refinance vs. home equity loans: Which is best in ...

   www.aol.com/finance/cash-out-refinance-vs-home...

   A home equity loan adds a second mortgage to your existing one, while a cash-out refinance replaces your current mortgage with a new, larger loan that provides extra cash from your home’s built ...

4. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Compared with debt consolidation loans, home equity loans and HELOCs often have longer repayment periods, larger loan amounts and lower interest rates. Best for: Budget-minded individuals.

5. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   Most debt consolidation loans are offered from lending institutions and secured as a second mortgage or home equity line of credit. [13] These require the individual to put up a home as collateral and the loan to be less than the equity available. The overall lower interest rate is an advantage that debt consolidation loan offers to consumers.

6. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Home equity loans and home equity lines of credit (HELOCs) are secured loans that use your home as collateral: A home equity loan is a second mortgage (at a fixed or variable interest rate).

7. Debt consolidation vs. debt payoff vs. debt counseling: What ...

   www.aol.com/finance/debt-consolidation-vs-debt...

   "The ideal candidate for debt consolidation is someone with a credit score of at least 670 and a debt-to-income ratio of 35%, meaning the debt payments are no more than 35% of their income," says ...

8. Pros and cons of debt consolidation: Is it a good idea?

   www.aol.com/finance/pros-cons-debt-consolidation...

   You can consolidate nearly every type of consumer debt, including medical debt, personal loans, credit cards and student loan debt. However, consolidation loans aren’t an immediate fix. You must ...

9. What are the pros and cons of home equity loans? A ... - AOL

   www.aol.com/finance/pros-cons-home-equity-loans...

   A home equity loan is a type of second mortgage that allows you to obtain a fixed amount of money by leveraging some of the equity in your home — that is, the difference between your home’s ...