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2. How are annuities regulated? Federal and state laws explained

   www.aol.com/finance/annuities-regulated-federal...

   Annuity regulation is a patchwork of state and federal oversight, from state insurance departments monitoring agents and brokers to federal agencies regulating variable annuities.

3. Annuities in the United States - Wikipedia

   en.wikipedia.org/wiki/Annuities_in_the_United_States

   Variable annuities are regulated both by the individual states (as insurance products) and by the Securities and Exchange Commission (as securities under the federal securities laws). The SEC requires that all of the charges under variable annuities be described in great detail in the prospectus that is offered to each variable annuity customer.

4. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   However, as is the case with all defined benefit plans, a cash balance plan must also provide the option of receiving the benefit as a life annuity. The amount of the annuity benefit must be definitely determinable as per IRS regulation 1.412-1. Defined benefit plans may be either funded or unfunded. In a funded plan, contributions from the ...

5. What are variable annuities? Benefits, risks and how they work

   www.aol.com/finance/variable-annuities-benefits...

   At its core, a variable annuity is designed to provide a steady stream of income during retirement. But these financial products are more complex, costlier and riskier than other types of ...

6. Annuity - Wikipedia

   en.wikipedia.org/wiki/Annuity

   In the United States, fixed annuities are not regulated by the Securities and Exchange Commission. [citation needed] Variable annuities – Registered products that are regulated by the SEC in the United States of America. They allow direct investment into various funds that are specially created for Variable annuities.

7. What Is a Variable Annuity? - AOL

   www.aol.com/variable-annuity-193324530.html

   A variable annuity is a contract between you and an insurance company in which the insurer agrees to make periodic payments. These may begin either immediately or at some future date.

8. Annuity free look period minimum requirements by state - AOL

   www.aol.com/finance/annuity-free-look-period...

   State. Free look minimum requirement . Alabama. 15 days. Free look period is only granted if the insurer fails to provide an annuity buyer’s guide and disclosure document at or before the ...

9. Public employee pension plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Public_employee_pension...

   Federal Employees Retirement System - covers approximately 2.44 million full-time civilian employees (as of Dec 2005). [2]Retired pay for U.S. Armed Forces retirees is, strictly speaking, not a pension but instead is a form of retainer pay. U.S. military retirees do not vest into a retirement system while they are on active duty; eligibility for non-disability retired pay is solely based upon ...