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A music download is the digital transfer of music via the Internet into a device capable of decoding and playing it, such as a personal computer, portable media player, MP3 player or smartphone. This term encompasses both legal downloads and downloads of copyrighted material without permission or legal payment.
This page was last edited on 10 February 2025, at 20:44 (UTC).; Text is available under the Creative Commons Attribution-ShareAlike 4.0 License; additional terms may apply.
Here, the management is ongoing [10] — see following description — and is coupled with the use of insurance, [71] managing the net-exposure as above: credit risk is usually addressed via provisioning and credit insurance; likewise, where this treatment is deemed appropriate, specifically identified operational risks are also insured. [68]
Napster was a free file sharing software created by college student Shawn Fanning to enable people to share and trade music files in mp3 format. Napster became hugely popular because it made it so easy to share and download music files. However, the heavy metal band Metallica sued the company for copyright infringement. [11]
The Free Music Archive (FMA) is an online repository of royalty-free music, currently based in the Netherlands. [1] Established in 2009 by the East Orange, New Jersey community radio station WFMU and in cooperation with fellow stations KBOO and KEXP , it aims to provide music under Creative Commons licenses that can be freely downloaded and ...
Along with free software and Linux (a free operating system), copyleft licenses, the explosion of the Web and rise of P2P, the cementing of mp3 as a compression standard for recordings, and despite the efforts of the music industry, free music became largely the reality in the early 21st century. [12]
An insurance pool is a multiple member, risk sharing arrangement where organisation pool their funds together to finance an exposure, liability, risk or some combination of three. GIC Re is manager for Indian Market Terrorism Risk Insurance Pool (IMTRIP), The FAIR Natural Catastrophe Reinsurance Pool (FNCRIP) and India Nuclear Insurance Pool ...
Sound library for professional and free sound effects downloads. CC0, CC BY Free To Use Sounds: Yes Yes Sound effects library with hiqh quality field recordings from all around the world. CC0, CC BY Fulda Symphonic Orchestra: Yes No Choral music CC BY-SA incompetech.com: Yes No CC BY Jamendo: Yes No Lots of unfree, need to use correct filter ...