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  2. Brokered CDs: What they are and how to buy them - AOL

    www.aol.com/finance/brokered-cds-buy-them...

    For example, if you buy one CD for $200,000 issued by Bank of America and one CD for $150,000 issued by Wells Fargo, both CDs are fully insured by the FDIC. Then, you have $350,000 in total FDIC ...

  3. What is a brokered CD? How they work — and what to know ...

    www.aol.com/finance/what-is-brokered-cd...

    Brokered CDs are federally insured up to $250,000 per bank, yet you can expand that FDIC coverage by purchasing CDs from multiple banks through your brokerage account — another benefit if you ...

  4. Are All CDs Protected by FDIC Insurance? - AOL

    www.aol.com/cds-protected-fdic-insurance...

    All the CDs on our list of best CD rates are FDIC insured, and the FDIC's latest data shows that over 4,500 banks and savings institutions are part of its program. However, there are some ...

  5. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    Deposits and interest earned within a CD’s term are protected by the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA) for up to $250,000 per account ...

  6. FDIC insurance: What it is and how it works - AOL

    www.aol.com/finance/fdic-insurance-works...

    Joint accounts are insured for $250,000 per co-owner, so a $500,000 CD owned by two joint account holders would be fully insured because each account holder is insured for up to $250,000.

  7. FDIC insurance limits: 5 best ways to insure excess deposits

    www.aol.com/finance/7-best-ways-insure-excess...

    The Federal Deposit Insurance Corporation (FDIC) insures deposits up to a limit of $250,000 per depositor, per FDIC-insured bank, per ownership category — which helps ensure your money is ...

  8. Best CD rates for February 27, 2025 - AOL

    www.aol.com/finance/best-cd-rates-today-heres...

    Here's how FDIC national deposit rates on a $10,000 minimum deposit compare between January and February 2025 on traditional low-interest deposit accounts. Savings and deposit account National ...

  9. FAQ about bank safety and deposit insurance - AOL

    www.aol.com/finance/faq-bank-safety-deposit...

    Some deposits that exceed $250,000 may be eligible for coverage, such as deposits linked to trusts or deposits set up by a third-party broker. In those cases, the FDIC reviews the accounts and ...

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