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2. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts , similar to mutual funds , and the choice of which of the available separate accounts to use is entirely up to the contract owner.

3. Universal Life Insurance: Benefits, Drawbacks & Costs ... - AOL

   www.aol.com/universal-life-insurance-benefits...

   Variable universal life. These policies allow the insured to invest the cash value component in a variety of securities like stocks, bonds and mutual funds. ... Whole life insurance offers fixed ...

4. How Variable Universal Life (VUL) Insurance Works - AOL

   www.aol.com/finance/variable-universal-life-vul...

   Variable universal life insurance is a type of permanent life insurance policy, like whole life insurance. The growth in a VUL’s cash value is tax-deferred, like growth in a health savings ...

5. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   However, universal life policies run a much greater risk, and are actually designed to lapse. Variable universal life insurance may outperform whole life because the owner can direct investments in sub-accounts that may do better. If an owner desires a conservative position for his cash values, par whole life is indicated.

6. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

7. Universal life insurance - AOL

   www.aol.com/finance/universal-life-insurance...

   Variable universal life (VUL) policies combine the flexibility of universal life insurance with the investment options of mutual funds. Unlike indexed universal life, VUL allows policyholders to ...