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Bodily injury liability (BI): Bodily injury liability coverage is optional in Florida but highly recommended by most insurance experts. If you are at fault in the accident, bodily injury will pay ...
$10,000 bodily injury liability per person $20,000 bodily injury liability per accident Florida is also one of 12 no-fault states in the country, which adds a layer of complexity to how insurance ...
$100,000 bodily injury liability per person. $300,000 bodily injury liability per accident. $50,000 property damage liability per accident. $100,000 uninsured motorist bodily injury per person ...
Understanding the tables: XX/XX/XX = Bodily Injury Limit (per individual)/Bodily Injury Limit (per accident)/Property Damage Limit For example, limits of 25/50/20 means after "an accident each person injured would receive a maximum of up to 25,000 with only 50,000 allowed per accident (ex. 2 people needing 25,000, if the need is more such as 3 ...
Underinsured Motorist Bodily Injury Coverage protects a driver by financially compensating him for his injury in the event that he is injured in an accident by someone else who negligently caused his injuries when the driver or owner has liability coverage for his or her vehicle that is less than the amount of the victim's liability coverage.
For example, for the purposes of general liability, a 2001 survey found that a minority of courts included emotional distress within the definition of bodily injury. [28] [29] Where a mental injury arises from a physical injury—as with a traumatic brain injury caused by a car accident—auto insurance policies normally cover the injury.
Uninsured motorist coverage: In Florida, uninsured motorist bodily injury is available to provide medical coverage for you and your passengers if you are hit by someone with no bodily injury ...
Rates include bodily injury liability per person and per accident, and property damage liability, respectively. PIP and uninsured/underinsured motorist coverage are applied for states that require ...
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