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Five years later, Kaiser's 2009 survey found that employer health insurance premiums were $13,375 for a family and $4,824 for a single person. About 60% of workers were receiving employer sponsored health insurance. Less than half (46%) of employees at small firms with 3 to 9 workers received coverage.
Workers are contributing a greater amount to premiums too. In 1999, workers contributed $318, or 14.4%, to the average annual premium for individual coverage of $2,196.
Average premiums, including both the employer and employee portions, were $4,704 for single coverage and $12,680 for family coverage in 2008. [73] [77] However, in a 2007 analysis, the Employee Benefit Research Institute concluded that the availability of employment-based health benefits for active workers in the US is stable. The "take-up rate ...
The rate of increase in both health insurance premiums and out-of-pocket costs have declined in the employer-based market. For example, premiums increased at an annual rate of 5.6% from 2000-2010, but 3.1% from 2010-2016. An estimated 155 million persons under the age 65 were covered under health insurance plans provided by their employers in 2016.
According to KFF, the average monthly premium for employer-sponsored family health insurance in 2021 was $1,851.75. Private, non-marketplace policies vary so much from insurer to insurer and state ...
The average family health insurance premium has risen nearly 60% since the 'Affordable' Care Act (ACA) was signed into law.
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