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2. Understanding the mortgage underwriting process - AOL

   www.aol.com/finance/understanding-mortgage...

   The mortgage underwriter will either approve or deny your application once all the reports and paperwork are in. 44 The number of days the average new-purchase mortgage takes to close, as of ...

3. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   Credit is what the underwriter uses to review how well a borrower manages his or her current and prior debts. Usually documented by a credit report from each of the three credit bureaus, Equifax, Transunion and Experian, the credit report provides information such as credit scores, the borrower's current and past information about credit cards, loans, collections, repossession and foreclosures ...

4. What is a mortgage? A definitive guide for aspiring homeowners

   www.aol.com/finance/mortgage-definitive-guide...

   What is mortgage underwriting? Mortgage underwriting is the process by which a bank or mortgage lender assesses the risk of lending to a particular individual. The underwriting process requires an ...

5. Why was my mortgage application denied? Common reasons ... - AOL

   www.aol.com/finance/why-mortgage-application...

   In most cases, a loan officer or mortgage broker will collect your information and submit it to an underwriting software system – Desktop Underwriter for a loan that will be sold to Fannie Mae ...

6. Mortgage broker - Wikipedia

   en.wikipedia.org/wiki/Mortgage_broker

   The nature and scope of a mortgage broker's activities vary with jurisdiction. For example, anyone offering mortgage brokerage in the United Kingdom is offering a regulated financial activity; the broker is responsible for ensuring the advice is appropriate for the borrowers' circumstances and is held financially liable if the advice is later shown to be defective.

7. Mortgage underwriting - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting

   To help the underwriter assess the quality of the loan, banks and lenders create guidelines and even computer models that analyze the various aspects of the mortgage and provide recommendations regarding the risks involved. However, it is always up to the underwriter to make the final decision on whether to approve or decline a loan.

8. What is manual mortgage underwriting? - AOL

   www.aol.com/finance/manual-mortgage-underwriting...

   The majority of mortgage applications are processed with automated technology, but lenders can use manual mortgage underwriting for more complex financial situations.

9. Mortgage origination - Wikipedia

   en.wikipedia.org/wiki/Mortgage_origination

   Underwriting: determining if the risk of offering a mortgage loan to a particular borrower under certain parameters is acceptable, and includes verification, appraisal, title search and insurance, flood certification, and surveying.