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2. Prosper Marketplace - Wikipedia

   en.wikipedia.org/wiki/Prosper_Marketplace

   Charge-off rates by credit score category ranged from 11.57% of money lent to borrowers with a credit score of 760 or higher to 44.30% of money lent to borrowers with a credit score below 600. Eric's Credit Community reported generally consistent delinquency results, with a 24-month delinquency rate by credit grade for loans originated after ...

3. Microcredit - Wikipedia

   en.wikipedia.org/wiki/Microcredit

   Notably, Unit Desa has charged in excess of 20 percent on small business loans. [17] The application of neoliberal economics to microcredit has generated much debate among scholars and development practitioners, with some claiming that microcredit bank directors, such as Muhammad Yunus, apply the practices of loan sharks for their personal ...

4. US credit card debt just hit a new record of $1.17 trillion ...

   www.aol.com/finance/us-credit-card-debt-just...

   But less than 2 minutes can save you more than $600/year. ... you can look to consolidate your credit card debt into a home equity loan. You may, depending on your credit score, enjoy an equally ...

5. Are government loans easier to get? - AOL

   www.aol.com/finance/government-loans-easier...

   Creditworthiness: While conventional loans require credit scores solidly in the “good” range – in the 600s at least – the government-backed mortgages will consider applicants with credit ...

6. AOL Mail

   mail.aol.com

   Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

7. Subprime lending - Wikipedia

   en.wikipedia.org/wiki/Subprime_lending

   These loans are characterized by higher interest rates, poor quality collateral, and less favorable terms in order to compensate for higher credit risk. [3] During the early to mid-2000s, many subprime loans were packaged into mortgage-backed securities (MBS) and ultimately defaulted, contributing to the financial crisis of 2007–2008. [4]